Smart capital for builders who
get things done.
Altolio provides private debt funding for property developers, builders and business owners with a direct, responsive process and access to capital that moves at the pace you demand.
Minimum Loan Size
$100k+
Limits May Apply
Maximum LVR
65%
Against Security Value
Interest Rates Available
On Application
Risk Adjusted Terms
Team Response
Quick Reply
Fast Turnaround Times
Lending Nationwide
Across Australia
All States Considered
Private capital that actually understands your project
not just your balance sheet.
Traditional lenders are built for the average deal. Altolio is built for the complex one. We assess each opportunity on its merits, the asset, the sponsor, the structure and we move quickly because we know time is capital in development and business.
WHAT WE FUND
Debt products built for real world projects.
Altolio funds a range of commercial and development lending opportunities across property and business, with a clear focus on asset-backed, structured debt.
Construction Finance
Debt funding for industrial assets, warehousing, data infrastructure and other specialised commercial property categories.
Commercial Property
Senior and mezzanine debt for commercial, industrial and mixed use property acquisitions, refinances and repositioning strategies.
Residential Development
Development finance for townhouse, apartment and land subdivision projects assessed on feasibility, presales and sponsor track record.
Industrial & Specialised
Debt funding for industrial assets, warehousing, data infrastructure and other specialised commercial property categories.
Business Lending
Private credit facilities for established businesses seeking growth capital, asset acquisition or structured debt solutions beyond traditional banking.
Rural & Agriculture
Lending against rural property, agricultural land and natural capital assets, considered case by case with appropriate security and structure.
THE FUTURE OF DEBT
Your loan.
Tokenised.
Altolio is building the bridge between private lending and digital infrastructure. As the platform evolves, eligible debt products will be tokenized creating new possibilities for liquidity, fractional participation and structured capital formation.
HOW IT WORKS
From deal submission to funded.
A structured, supported process from first conversation through to a fully funded raise with Altolio alongside you at every step.
01
Submit Your Deal
Tell us about your loan or project, the asset, the structure, the amount and your timeline. We keep the initial submission simple.
02
Initial Review
Our team reviews your submission against our lending criteria and comes back to you quickly with an initial response. No long waits, no black holes.
03
Due Diligence
For deals that proceed, we work through a focused due diligence process, valuation, legal, sponsor background, efficiently and without unnecessary friction.
04
Term Sheet Offer
Indicative terms are issued, conditions confirmed and formal credit approval progressed. You know where you stand at every step.
05
Settle & Fund
Once the raise target is achieved, we manage close mechanics, legal documentation, fund transfer and for tokenized raises digital instrument issuance.
WHY ALTOLIO
A lender that actually understands your deal.
We Move Quickly
Your deal reaches wholesale investors who are actively seeking alternative investment exposure not a cold list, not a scatter-gun email campaign. Targeted, qualified, motivated capital.
Deal-by-Deal Assessment
No one-size-fits-all credit policy. Every deal is assessed on its own merits, the asset quality, the sponsor, the structure and the opportunity, not just a scorecard.
Regulated and Reliable
Altolio operates under regulated lending infrastructure giving you confidence that your lender is compliant, properly capitalised and built for the long term.
Tokenization Future Ready
As digital lending infrastructure matures, eligible Altolio loans will be tokenized, giving borrowers access to a broader capital base and new structural flexibility.
Collaboration and Partners
We work collaboratively with mortgage brokers, accountants and other partners. We respect and protect all relationship throughout the process.
Our Platform Grows with You
As your business scales, Altolio's product suite grows with it, from debt to equity structures, from single loans to tokenized capital raises on the same regulated platform.
Have a deal?
Let's talk.
Submit your deal to the Altolio lending team. We review every submission seriously and come back to you quickly, no black holes, no runaround.
Disclaimer
Alternative Investments Portfolio Pty Ltd (ACN 99 697 202 430) trading as Altolio is a corporate authorised representative (CAR No.xxxxx) of Banxly Investment Group (ABN 54 652 385 807) (AFSL 538864). The information in this website (the Information) has been prepared by Alternative Investments Portfolio Pty Ltd.
This information is for general information only and is not an offer for the purchase or sale of any financial product or services. The Information has been prepared for investors who qualify as wholesale clients under section 761G of the Corporations Act 2001 (Cth) (Corporations Act) or to any other person who is not required to be given a regulated disclosure document under the Corporations Act.
The Information is not intended to provide you with financial or tax advice and does not take into account your objectives, financial situation or needs. Although we believe that the Information is correct, no warranty of accuracy, reliability or completeness is given, except for liability under statute which cannot be excluded.
Past performance may not be indicative of future performance and that no guarantee of performance, the return of capital or a particular rate of return is given by the Licensee, Alternative Investments Portfolio Pty Ltd or any other person.
To the maximum extent possible, the Licensee, Alternative Investments Portfolio Pty Ltd or any other person does not accept any liability for any statement in this Information.
All Rights Reserved
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