The portfolio your

adviser never told you about.

Until now.

For decades, the highest performing asset classes, private credit, real assets, private markets and natural capital, have been the exclusive domain of institutional investors. Not because individual investors don't qualify. Because the infrastructure to access them didn't exist. It does now.

THE ALLOCATION GAP

Institutions have always

known something

individuals haven't.

The world's most sophisticated investors, superannuation funds, sovereign wealth funds, university endowments, insurance companies, have allocated between 20% and 30% of their portfolios to alternative assets for decades. Not as a speculation. As a deliberate strategy for yield, diversification and long term capital growth.

The average wholesale individual investor allocates less than 5% of their portfolio to alternatives. That gap is not a reflection of appetite, most serious investors know alternatives belong in their portfolio. It is a reflection of access. The vehicles, the minimums, the complexity and the opacity have historically made genuine alternatives participation the exclusive domain of institutions.

Altolio exists to close that gap, delivering institutional grade alternative investment access to wholesale investors via two pathways.

Institutional Investors

0%

Family Offices

0%

Wholesale Individuals

0%

Indicative portfolio allocations to alternative assets. Sources: Preqin Global Alternatives Report 2024; McKinsey Global Private Markets Review 2024; industry estimates.

The gap between institutional and individual alternatives allocation represents one of the most significant structural opportunities in Australian financial services. Altolio is built to capture it, for investors who are ready to invest like an institution.

MARKET CONTEXT

The numbers behind the opportunity.

The global and Australian alternative investment markets are growing, driven by institutional demand, favorable yield differentials and increasing recognition that traditional 60/40 portfolios are structurally inadequate for the current environment.

$1.7 Trilllion

Australian Alternatives Market

Tokenise fund interests, managed investment scheme units and business equity stakes, creating digital unit registers and enabling efficient investor management at scale.

$500 +

Australian Alternatives Market

Tokenise fund interests, managed investment scheme units and business equity stakes, creating digital unit registers and enabling efficient investor management at scale.

<5 %

Australian Alternatives Market

Tokenise fund interests, managed investment scheme units and business equity stakes, creating digital unit registers and enabling efficient investor management at scale.

WHAT SMART MONEY IS SAYING

The smartest money in the world has already decided.

The institutions, regulators and market leaders shaping the future of investment have reached a clear conclusion. Alternatives are not the exception. They are the standard.

"

We no longer see the main question as whether tokenisation has a future in Australia's financial system, but rather, how.

Brad Jones
Assistant Governor
RESERVE BANK OF AUSTRALIA

"

The next generation for markets, the next generation for securities, will be the tokenisation of securities.

Larry Fink
CEO & Chairman
BLACKROCK

"

Private markets have matured significantly over the past decade, and investor appetite, particularly among sophisticated individuals and family offices, continues to grow as access barriers fall.

Global Private Markets Review
2024 Annual Report
MC KINSEY & COMPANY
FOUR PILLARS

Four asset classes. One alternative portfolio.

Alternative investments span a broad landscape. Altolio focuses on four pillars, each with distinct return drivers, risk profiles and portfolio roles, chosen because they represent the most compelling and accessible alternative opportunities for Australian wholesale investors.

Real Assets

Real assets, physical property, infrastructure and renewable energy, provide income-generating, inflation linked returns that have historically performed well across economic cycles. For institutional investors, real assets represent a core portfolio allocation. Residential and commercial property, industrial assets, data centers and renewable energy infrastructure all sit within this pillar.

Credit & Income

Private credit, lending outside the traditional bank system, has become one of the fastest-growing alternative asset classes globally. As banks have retreated from certain lending markets due to regulatory constraints, non-bank lenders have stepped in, offering investors access to higher-yielding, asset-secured debt instruments. Private credit, construction finance and structured income funds all sit within this pillar.

Natural Capital

Natural capital, farmland, water rights, carbon credits, forestry and minerals, represents a growing allocation category for institutional investors seeking inflation protection, ESG alignment and genuine portfolio diversification. As the global transition to a low-carbon economy accelerates, natural capital assets are increasingly valued both for their income potential and their scarcity premium.

Private Markets

Private equity, fund interests, SME equity and venture capital give investors access to the growth of businesses before they reach the public markets, historically the source of some of the most significant returns in institutional portfolios. Access to quality private market opportunities has traditionally required institutional scale. Altolio is designed to change that for wholesale investors.

WHY NOW

Three reasons the timing has never been better.

The case for alternatives has always been strong. What's changed is the combination of market conditions, regulatory clarity and platform availability that makes now the right moment to act on it.

The Yield Environment Demands It

With traditional fixed income offering structurally lower returns relative to risk, wholesale investors are increasingly looking to alternative income sources, private credit, mortgage lending and structured income funds, that offer genuine yield premiums backed by real assets.

The Regulatory Framework is in Place

Australia now has a clear regulatory framework for the future of investment infrastructure, the Digital Assets Framework Act provides the legal foundation for modern investment platforms to operate with certainty. The regulatory question has been answered.

The Infrastructure Finally Exists

For the first time, the regulated platform infrastructure required to give wholesale investors genuine institutional-grade access to alternative assets is being built in Australia — not imported from offshore, not approximated through listed proxies, but built properly from the ground up.

WHY ALTOLIO

The platform that makes the case real.

Understanding the opportunity is one thing. Having a regulated, credible platform to access it is another. Altolio is the answer to the second question.

01

AFSL & ACL

Banxly holds its own Australian Financial Services Licence and Australian Credit Licence issued by ASIC. Altolio is a Corporate Authorised Representative.

02

Four Pillars

Real assets, private credit, natural capital and private markets, four alternative asset classes accessible through a single regulated Australian platform.

03

Your Choice of Pathway

Traditional managed fund structure or modern digital investment pathway, both available through Altolio. Same assets. Same governance. Same AFSL regulated framework. Different experience. Your choice.

03

Institutional Grade Governance

Proper trustee and custody structure, full deal disclosure, online reporting and AML/CTF compliance the governance infrastructure that institutional investors expect, delivered to wholesale individual investors for the first time.

05

Built in Australia

Altolio is designed, built and operated in Australia, for Australian wholesale investors, under Australian law, regulated by ASIC. The platform understands the Australian alternatives market because it was built from within it.

06

Early Access Available Now

The platform is in development. Wholesale investors who register now receive priority access, first sight of investment opportunities, first access to briefings and first right to commit capital when the platform launches.

GET STARTED

The case has

been made.

Your

pink dot

is waiting.

The alternative investment opportunity is real. The regulatory framework is in place. The platform is being built. The only question left is whether you'll be one of the wholesale investors who acts on it first.

WHAT HAPPENS NEXT

Register Today.

Invest when ready.

Register Your Interest

Tell us who you are and what you're looking for. Takes less than two minutes.

We'll Be in Touch

The Altolio team will reach out to confirm your registration and answer any questions.

Priority Access to Launch

Early registrants receive first access to investment opportunities, briefings and platform updates.

Access Your Pink Dot

When we launches, you'll be first in line to access your first alternative investment opportunity through Altolio.

Disclaimer

Alternative Investments Portfolio Pty Ltd (ACN 99 697 202 430) trading as Altolio is a corporate authorised representative (CAR No.xxxxx) of Banxly Investment Group (ABN 54 652 385 807) (AFSL 538864). The information in this website (the Information) has been prepared by Alternative Investments Portfolio Pty Ltd.

This information is for general information only and is not an offer for the purchase or sale of any financial product or services. The Information has been prepared for investors who qualify as wholesale clients under section 761G of the Corporations Act 2001 (Cth) (Corporations Act) or to any other person who is not required to be given a regulated disclosure document under the Corporations Act.

The Information is not intended to provide you with financial or tax advice and does not take into account your objectives, financial situation or needs. Although we believe that the Information is correct, no warranty of accuracy, reliability or completeness is given, except for liability under statute which cannot be excluded.

Past performance may not be indicative of future performance and that no guarantee of performance, the return of capital or a particular rate of return is given by the Licensee, Alternative Investments Portfolio Pty Ltd or any other person.

To the maximum extent possible, the Licensee, Alternative Investments Portfolio Pty Ltd or any other person does not accept any liability for any statement in this Information.

All Rights Reserved

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